Buying a Home With a Pool? Expert Tips Every Buyer Should Know

Buying a Home With a Pool? Here’s What You Need to Know
A backyard pool can be the ultimate dream — summer parties, family fun, and a private oasis just steps from your door. But before you dive into buying a home with a pool, it’s important to understand the unique responsibilities, costs, and legal requirements that come with pool ownership in Ontario.
At š” Ana Bastas Realty | Experience the AB Advantage™, we’ve helped countless buyers navigate the ins and outs of purchasing a property with a swimming pool. Here’s a breakdown of what you should know before making an offer.
1. Get a Professional Pool Inspection
When buying a home with a pool, your regular home inspection won’t always cover the pool’s condition in detail. We recommend hiring a certified pool inspector who can assess:
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Structural condition of the pool walls and floor
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Pump and filtration systems
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Heaters and lighting
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Pool liner (for vinyl pools) or tile/grout condition (for concrete pools)
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Leaks and water level
Tip: In Ontario, you can add a Pool Inspection Condition to your Agreement of Purchase and Sale to ensure you have the right to review inspection results before committing.
2. Understand the Maintenance Costs
A pool adds beauty and value to your home, but it also comes with ongoing expenses. Be prepared for:
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Opening and closing costs each season
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Chemicals and water treatment
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Equipment repairs and replacement
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Increased utility bills (especially if heated)
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Regular cleaning and maintenance (either DIY or professional service)
Average annual pool maintenance costs in Ontario range from $1,500 to $3,000, depending on size, heating, and upkeep needs.
3. Know the Safety Regulations
Ontario has strict rules for pool safety, which vary by municipality. These often include:
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Fencing requirements with self-closing, self-latching gates
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Barrier height and design to prevent unauthorized access
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Distance from property lines or structures
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Pool enclosure permits for new or renovated pools
Before you buy, check with your local by-law office to ensure the pool meets current legal standards. If it doesn’t, the cost to bring it up to code could become your responsibility after closing.
4. Factor in Insurance Requirements
A pool can increase your home insurance premiums because of the added liability risk. Your insurer may require:
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A compliant safety fence
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Non-slip surfaces
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Proof of municipal permits
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Regular maintenance documentation
5. Think About Resale Value
While a pool can be a selling point, it’s not for everyone. Some buyers see it as a luxury; others see it as a burden. The impact on resale value depends on your target market, location, and how well the pool is maintained.
6. Work With a Real Estate Agent Who Knows Pool Properties
Navigating a pool purchase requires an agent who understands pool inspections, maintenance implications, and legal requirements. At Ana Bastas Realty, we ensure your offer protects your interests — from the initial showing to the final walkthrough.
Buying a home with a pool can be an amazing lifestyle upgrade, but it comes with added responsibilities. Do your due diligence, work with experienced professionals, and make sure you understand the costs and requirements before you buy.
If you’re thinking about purchasing a home with a pool in Erin, Hillsburgh, Acton, Georgetown, Glen Williams, Halton Hills, Milton, Brampton, Mississauga, Oakville, Burlington, Ancaster, Hamilton, Stoney Creek, Binbrook, Toronto, or surrounding areas — we can help you make a confident, informed decision.
š Contact Ana Bastas Realty today at 647.938.8814 or visit www.anabastas.ca
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