Rent-to-Own for the Self-Employed: How Ana Bastas Realty Can Help Business Owners Get Into Homeownership

Rent-to-Own for Self-Employed Buyers: A Smarter Path to Homeownership

If you're self-employed or run your own business, you've likely faced roadblocks when applying for a traditional mortgage. Banks often require two years of stable income, tax documents, and a predictable financial history—criteria that don’t always align with the reality of being your own boss.

That’s where rent-to-own comes in. And Ana Bastas Realty is here to guide you every step of the way.

Why Self-Employed Canadians Struggle with Traditional Mortgages

Business owners and freelancers often:

• Reinvest income back into their business

• Show lower net income due to write-offs

• Have irregular or seasonal income

• Lack traditional employment documentation

Even with solid cash flow and savings, this can make getting mortgage approval frustrating or even impossible.

What Is Rent-to-Own?

Rent-to-own is a flexible alternative that allows you to:

• Live in your future home now

• Lock in a purchase price

• Build your down payment over time

Typically, you’ll rent the property for 2–5 years with a portion of your rent going toward your future down payment. When the term ends, you’re ready to buy—with improved credit, stronger financials, and a place you're already proud to call home.

How Ana Bastas Realty Supports Business Owners with Rent-to-Own

At Ana Bastas Realty, we specialize in working with entrepreneurs, contractors, and self-employed professionals who want to break into the real estate market but need a more tailored solution.

Here’s how we help:

✅ Personalized Rent-to-Own Matchmaking

We connect you with reputable rent-to-own providers and investors who understand the self-employed landscape and will consider more than just your tax returns.

✅ Property Search in Key Markets

We help you find rent-to-own opportunities in GTA, Greater Hamilton, Niagara, and Ottawa—including family-friendly neighborhoods, income properties, and condos near transit.

✅ Financial Guidance & Support

We work with trusted mortgage brokers, credit specialists, and legal partners to structure agreements that protect your interests and set you up for long-term success.

✅ Ongoing Advocacy

Our team walks with you from start to finish—negotiating terms, explaining contracts, and ensuring you’re comfortable every step of the way.

Real Estate Solutions for Ambitious Entrepreneurs

You’ve built a business—now let’s get you into a home that reflects your hard work and future goals.

Whether you’re a:

• Freelance designer

• Contractor or tradesperson

• Small business owner

• Real estate investor needing flexibility

Ana Bastas Realty has the tools, team, and rent-to-own network to help you succeed.

Ready to Learn More?

📞 Book a free consultation with Ana Bastas Realty today
We'll assess your needs, explain your options, and help you take the next step toward homeownership—even without a traditional mortgage.

👉 www.anabastas.ca
📧 ana@anabastas.ca
📍 Serving GTA, Greater Hamilton Area, Niagara & Ottawa