Should You Wait for the Holidays to Buy? Why September is Still a Good Time

As the year winds down, many buyers wonder whether they should hold off on purchasing until the holidays or the new year. While it might feel tempting to wait, September offers unique advantages that can make it one of the smartest months to buy. Let’s break down why acting now could be the right move.

The Holiday Myth

Many assume the real estate market “dies” during the holidays, with fewer listings and limited opportunities. While activity does slow, waiting for December or January often means:

• Less inventory to choose from.
  
  
• Sellers less motivated to list during busy holiday schedules.
  
  
• Shorter showing hours and trickier scheduling.
  
  

By contrast, September offers a balance — plenty of listings and buyers motivated to act before the year ends.

Why September Is a Buyer’s Advantage

1. More Inventory

Sellers who waited until after summer bring fresh listings in September, giving buyers a broader selection of homes to choose from.

2. Reduced Competition

Families who needed to move before school starts are often out of the market by September. This means fewer bidding wars and better negotiating power.

3. Seller Motivation

Homeowners listing in September often want to close before the holidays. Their urgency can work in your favor when negotiating on price or terms.

4. Financial Planning Benefits

Buying in September allows time to close before year-end, potentially giving buyers tax benefits, such as interest deductions, that wouldn’t apply if you waited until the following year.

5. Move-In Before the Snow Falls

Closing in fall means settling into your new home before the weather turns harsh. Moving in December or January can be far more stressful than making the transition during the mild September-to-November window.

When Waiting Might Make Sense

Of course, every buyer’s situation is unique. Waiting could make sense if:

• You’re still improving your financial profile.
  
  
• You’re saving for a larger down payment.
  
  
• You need more time to research neighborhoods.
  
  

But for buyers who are ready, September is a strategic month to make a move.

Final Thoughts

The holidays are often too late to get the best combination of inventory, motivation, and opportunity. September strikes the perfect balance for buyers — a window where the market is active, sellers are motivated, and you can secure a home before year-end.