GTA Real Estate Market Recap — 2025 & October Snapshot
Explore the trends that defined 2025 and what they mean for buyers and sellers heading into 2026.
From interest rate shifts to pricing patterns, 2025 was a year of reset, balance, and renewed confidence. Let’s break it down.
📉 Interest Rate Relief & Renewed Buyer Confidence
After years of aggressive rate hikes, 2025 finally brought relief. By October, the Bank of Canada had lowered the overnight rate to 2.5%, giving both buyers and sellers a boost:
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Buyers who paused their searches earlier in the year re-entered the market.
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Sellers gained confidence in pricing stability.
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Mortgage pre-approvals surged as affordability improved.
What it means for you:
If you’re a buyer, slightly lower rates strengthen your purchasing power. Sellers can expect increased showing activity through early 2026, especially in balanced markets like Halton and Peel Regions.
🏡 Prices Found Balance Across the GTA
After several years of volatility, home prices in 2025 stabilized. Year-over-year growth was modest, but some areas saw strong activity:
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Halton Hills, Milton, and Burlington held firm thanks to low inventory and high family demand.
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Toronto condos remained stable, appealing to investors and first-time buyers.
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Hamilton and Stoney Creek attracted buyers priced out of west GTA suburbs.
What it means for you:
Balanced conditions will continue into early 2026. Homes that are correctly priced and professionally marketed will sell; overpriced listings will sit.
🏗️ The Rise of Pre-Construction & Hybrid Living
Developers responded to affordability challenges with flexible deposit structures, incentives, and hybrid home designs. Popular choices included:
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Smaller freeholds with income suites.
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Condo towns offering more space with manageable fees.
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Pre-construction incentives like extended deposit timelines and upgrade credits.
What it means for you:
If you’re considering investing or buying pre-construction, now is the time to explore projects with strong incentives before rates shift again.
🏘️ Shifting Demographics & Lifestyle Priorities
2025 continued the trend of multi-generational households and remote-work-driven moves:
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Families prioritized flexibility, walkability, and green spaces.
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Suburban and semi-rural communities saw steady interest.
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Condo buyers gravitated toward buildings with co-working lounges and wellness features.
What it means for you:
Homes that support lifestyle flexibility—finished basements, home offices, multi-use layouts—remain highly desirable heading into 2026.
📊 GTA October 2025 Market Snapshot
Here’s a look at key regions across the GTA last month:
| Region | Homes Sold | Avg. Price | Sale-to-List Ratio | Avg. Detached | Avg. Semi/Attached |
|---|---|---|---|---|---|
| Georgetown | 26 | $1,074,087 | 96.8% | $1,074,087 | $842,783 |
| Oakville | 139 | $1,767,870 | 95.6% | $1,767,870 | $1,159,767 |
| Burlington | 105 | $1,248,637 | 97% | $1,248,637 | $895,667 |
| Toronto | 731 | $1,609,922 | 98.8% | $1,609,922 | $1,589,465 |
| Mississauga | 207 | $1,346,641 | 96.6% | $1,346,641 | $911,974 |
| Milton | 77 | $1,291,934 | 97.4% | $1,291,934 | $957,800 |
🔮 Looking Ahead to 2026
With 2025 setting the stage, the outlook is positive:
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Steady buyer demand across all price segments.
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Modest, consistent price growth.
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Increased focus on quality listings and strategic marketing.
The Bottom Line:
2025 was a year of reset and readiness. Confidence is back, and whether you’re buying, selling, or investing, strategy is key—timing, pricing, and presentation matter more than ever.
📞 Ready to plan your 2026 move? Call 289.670.5888 or visit www.anabastas.ca for your personalized market assessment.
🏡 Ana Bastas Realty | Experience the AB Advantage™
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