How Long Does It Really Take to Close on a Home in July?

Setting Realistic Expectations for Buyers and Sellers

If you’re buying or selling a home this summer, you may be wondering: how long does it really take to close on a home in July? While the process can vary depending on market conditions, financing, and legal logistics, understanding the typical timeline can help both buyers and sellers set realistic expectations—and avoid surprises.

Whether you're moving in time for the new school year or trying to take advantage of summer inventory, this guide will break down what to expect when closing a home during one of the busiest real estate months of the year.

⏳ Average Time to Close on a Home in Canada

In Canada, the typical home closing takes 30 to 60 days from the time the offer is accepted to the day the keys are handed over. However, summer months—particularly July—can bring some nuances that affect this timing.

Key Factors That Influence Closing Time:

• Financing approval (especially for first-time buyers)

• Home inspection and appraisal delays

• Availability of lawyers, lenders, and agents

• Condo status certificate reviews (if applicable)

• Holidays and vacation schedules in July

In a hot summer market, some closings may be fast-tracked to 3–4 weeks, while others may take longer due to volume-related backlogs.

🏠 Why July Closings Might Take a Bit Longer

July is prime time in the Canadian real estate market. While it's an exciting time with lots of inventory and motivated buyers, it also comes with challenges:

• Increased transaction volume: Banks, real estate lawyers, and inspectors may be juggling more files than usual.

• Vacation delays: Summer vacations mean key players (buyers, sellers, or professionals) may be temporarily unavailable.

• Back-to-school timelines: Some families aim to move before the school year, which can lead to tight scheduling and competition for services.

✅ Typical Home Closing Timeline Breakdown

Here’s what a standard 30–60 day closing might look like in July:

Note: Condos often take longer due to status certificate reviews, which legally require up to 10 days for delivery.

📌 Tips for Buyers: How to Speed Up the Closing

1. Get pre-approved before making an offer.

2. Work with experienced professionals (realtor, mortgage broker, lawyer).

3. Submit documents quickly and stay accessible for any updates.

4. Avoid big financial changes (like opening new credit cards) during the process.

5. Schedule inspections and appraisals promptly.

📌 Tips for Sellers: Keep Your Timeline On Track

1. Have your paperwork ready—title, utility bills, property tax statements.

2. Be proactive during the conditional period and address repairs quickly.

3. If it's a condo, request the status certificate early.

4. Be flexible with the buyer’s preferred closing date, if possible.

5. Ensure you’re available for signatures or delegate legal power of attorney if away.

🏡 Final Thoughts: Timing is Everything

So, how long does it really take to close on a home in July? Typically, 30 to 60 days—but with the right preparation and support, it can sometimes be done faster.

At Ana Bastas Realty, we help buyers and sellers in Halton Hills, Milton, Burlington, Oakville, Mississauga, Toronto, and the GTA navigate every stage of the closing process—no matter the season. If you're ready to make a move this summer, we’ll help make sure your timeline stays on track.

📞 Contact us today to get started with your summer home journey!

Looking for more summer real estate tips?
Read our latest guides:

• "Is Summer the Best Time to Buy? Debunking Real Estate Myths"

• "How to Prepare Your Home for a Successful Sale in Late Summer"

Ana Bastas Realty
Your trusted partner for real estate in Halton Hills, Alliston, Burlington, Oakville, Mississauga, Toronto, and the GTA
📍 www.anabastas.ca | ☎️ 647.938.8814 | 📧 ana@anabastas.ca

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